It also compounds your risk - if you only own two days of clothing as opposed to ten days of clothing, you have much less margin in doing laundry before you start to smell. If you rely on ridesharing you are dependent on having a cellphone, an internet connection etc. Owning things hedges your risk / increases your runway (in terms of time) before things are catastrophically bad. Bad things often compound. Outsourcing all of the risk seems like a bad idea to me.