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Contained in that question is a really interesting bit of learning.

There are many ways to go through your career and your 'wealth' cycle. What worked for me was that when ever I got a raise or "extra" money (bonus, stock vesting, etc) I always adjusted my savings rate so that my take home pay was unchanged relative to inflation. The company gave me a 10% raise and inflation was 3%? I added 7% of that raise to my savings rate. As a result, my savings grew and my lifestyle didn't change, I could always "live on" a much more modest salary than I was being paid. That gave me tremendous flexibility in being able to take jobs that had a 'pay cut' but had other aspects that made them desirable (learning something new, opportunities to develop a new skill, more fun, Etc.) And after a while the amount of money your "savings" is kicking off gets to be more and more significant. If you're lucky, then one day the number your savings is kicking off is the same amount you're paying yourself out of your own paycheck and then you can walk away at anytime, keep your life style, and never have to work again. That gives you a tremendous amount of flexibility in how you spend your time.



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