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It's pretty well known that these BigCorp crypto/blockchain plays are just smoke and mirrors. There is no actual differential value gained here (unless as @dwiel says,they get some sort of loophole crypto tax break). It's a bit saddening to see that the tech has been picked up by the exact institution(s) that the tech was meant to combat. But if anything that just proves that there's meaning behind the concept (regardless of a f'ing coin price).

I look forward to the day where the JPM's and the like are put out of business for this sort of thing due superior, user-friendly technology.




> I look forward to the day where the JPM's and the like are put out of business for this sort of thing due superior, user-friendly technology

That seems like a good thing for cryptocurrency fans to start working on. Part of that would be looking at the big problems which have prevented it so far, which aren’t really technical as much as philosophical: practical reasons to switch (which is to say being competitive on pricing), barriers to adoption (i.e. until most people you know use a system its benefits are mostly hypothetical), and not having a fraud story other than “we’ll say you should have had better opsec”.


How / when will public blockchains achieve better UX / friendliness than say Venmo, Robbinhood, or debit cards?


I wouldn't say its so much the UX. The UX even on some crypto projects is just fine (see some EOS projects, apps, and dApps). The problem I see is that what incentive do end users have to use crypto/privacy/blockchain/whatever apps vs the centralized alternatives? Currently? None, because no one gives a damn about their privacy/data. I don't think it will be my generation (millennial) that picks this tech up, I think it will be later generations that have seen our missteps when it comes to digital privacy.


Doesn't EOS suffer from the same subpar UX around secret keys?

As compared to losing a debit/credit card


Keep in mind that the EOS ecosystem extends far beyond downloading a CLI client/etc. EOS Lynx[1] is a wonderful example of a decentralized wallet that has abstracted layers away to the point where it looks/feels/acts like a "regular people" iOS app

[1] https://eoslynx.com/


Would focussing efforts on sound data privacy legislation and education go further to protect the people?

Or perhaps outlawing targeted advertising?


Shameless Plug: I am trying to working on something around those lines, its called Bitcharge[0]. Its essentially paypal.me for crypto with multiple cryptocurrencies. I would love to hear your thoughts about the general UX for the project.

[0]https://bitcharge.co




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