We're talking about people with sufficiently significant impairments that they are incapable of working. They are non-technical and likely do not have an emergency fund or usable credit. They do not have the bandwidth to file lawsuits.
I agree that this feels like a market misalignment that could be corrected and make someone a boatload of money in the process, but between the above issue and the general slowness of the legal market I'm not sure that that's actually the case.
>I agree that this feels like a market misalignment that could be corrected and make someone a boatload of money in the process
This is already done. There are law firms that specialize in disability cases on contingency - they take their payment as a cut of what your back pay would be if they win and nothing if they lose.
I agree that this feels like a market misalignment that could be corrected and make someone a boatload of money in the process, but between the above issue and the general slowness of the legal market I'm not sure that that's actually the case.