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> you already have to give them your social security number to open the account

FYI, no you do not have to.

> You are not required to have a social security number to open a checking or savings account.

Source: https://www.consumerfinance.gov/ask-cfpb/can-i-get-a-checkin...



I am very curious to know of a bank or credit union that will open an account without a social security number.


Non US citizens are able to open bank accounts in the US. By definition they do not have social security numbers.


Yeah, but one needs to provide scan of US/internationally recognized passport. Then mostly every country has FATCA agreement with US. Abundance of keys and IDs to just link lines.




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