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I can see where you are coming from. Ironically I have been working as a group health broker for 6 months now and I can tell you that at least from my inside view, this industry is incredibly, incredibly broken. The incentive structure is perverse.

There is no reason why losing your job should mean the choice between paying $800 a month for Cobra or going uninsured. Medicaid fills this problem ($30 in NY state for those who make I believe below $19,000 a year), but many doctors do not accept it.

So I think it's time to either force doctors to work for less or to force the rich to pay for Medicare for all. Because right now prices are inflated and only the rich/employed can afford relatively accetable care.

And no, even I don't have coverage in this job! XD



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