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On a $50,000 salary, I'm keeping $36,000 post tax. But, at least in my personal situation/industry, we face seasonal and unpredictable layoffs.

So the annual rate of $50,000 is inaccurate (Americans always boast about their annual pretax salary). I face usually 3 months of unemployment every year, so 9 x $3,000 post tax per month = $27,000 a year

Sorry if that wasn't clear. I would really prefer to have guaranteed but lower income.



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