Rewards are nice, but usually only a few percent. Even at 5% cash back, you'd need to spend sixty dollars to pay for a $3 dollar coffee. (200 dollars at the more common 1.5% mark).
Personally, I've found I generate way more "rewards" by using cash for my entertainment budget. Having to look into my wallet at the month's "fun money" and pull out some of it engenders critical thinking.
(This is one of the main reasons casinos use chips - to abstract away the value of your money and induce spending)
Personally, I've found I generate way more "rewards" by using cash for my entertainment budget. Having to look into my wallet at the month's "fun money" and pull out some of it engenders critical thinking.
(This is one of the main reasons casinos use chips - to abstract away the value of your money and induce spending)