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> Having a central actor, like a government, would solve a lot of scaling problem, as well as transaction history issues and also cost associated with making transactions.

Then why Bitcoin, Ethereum, etc. instead of USD? Why the need for a crypto currency if everything is already in place? In place with laws and regulations.



Exactly this.

The first line of the Bitcoin paper is : "A purely peer-to-peer version of electronic cash would allow online payments to be sent directly from one party to another without going through a financial institution".

The whole point of cryptocurrencies was to get rid of the third party in the first place...




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