The U.S. consumer loan industry is basically backed by the national government. Nobody was shut down or arrested. But it doesn't make it an appropriate action for the government to take.

Especially since in the U.S., major changes are supposed to go through strict democratic processes that require broad consensus. Beyond good democracy, that's just human decency.

That's why I think there should be a healthcare constitutional amendment before the U.S. government gets involved. If California wants single-payer, they should go for it though.