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Yeah I mean the fact is that revenue comes from people not collecting benefits.


Nope. The vast majority of benefits are processed without incident or complexity, between the medical provider and the insurer, with no action required by the insured. Rigging some UI for hand-entry of claims in a way that suppresses only some, but not all? That's not going to make an appreciable difference in the bottom line.


I'm not sure what the "nope" is in response to: Insurance companies profit when people don't collect on their benefits. If I pay and don't use it, they win. This is why companies that self-insure take out further insurance on their pool in case someone does actually get very sick and it drains the pool, which does happen more often than you'd think.




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