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Regarding your b):

Yeah, you can trade your Cobinhood tokens for Binance coins, but this is an artifact of the fact that each built a closed ecosystem. If both platforms used the same currency (ETH, USD, whatever), then there'd be no need or the inconvenience to trade tokens around.

Also, note, not all dapp tokens have liquid secondary markets, so I'd argue that it's almost an exception that your dapp tokens can be monetized externally



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