As time goes on I find myself, both in my professional and my personal life, adding more and more usernames and passwords I need to remember. I have over a 100 accounts I need to keep track of and access typically access at a whim.
Since it's insecure to both use the same password over and over or to modify a single password per service (e.g. appending "fb" or "tw" etc to a password when using a different service) I have found that a password manager is literally the only thing working for me.
However, as break-ins become more and more frequent, I am concerned that my single point of failure, my password manager, could become compromised. I mean it seems almost inevitable, right? An attacker wouldn't even need to compromise the service or app you're using but your phone instead to gather the same data.
So I'm curious to those of you who use something other than a typically password manager: what do you use and has it been successful or a pain?
With a password manager, your attack surface is your email, and the password to the manager. You can focus your efforts on securing those two things with 2fa, a hardware device, etc. Every other password can be extremely difficult, and only grant access to an individual service.
Compare it to an algorithm, where your attack surface is "every service." If one password is compromised, they all are. Then you have to change them all manually, and remember what's been changed, when.
In an age of great open source options like bitwarden, Keepass, and unix pass, there's no excuse for using an algorithm anymore.