> If I use a 2FA app like the Google one and lose my phone, I need to have the codes ready.
It is a trade off. You either want difficult access if you lose your phone (via printouts) - or you want quick access (via SMS).
I dont think you can realistically have it both ways.
Having a "slow" method to retrieve a major access to your accounts seems to be the safest method, especially when you are likely to rarely use your phone.
You could also give a copy of the printouts to a family member or close friend, who you could ring if you were remote.
It is a trade off. You either want difficult access if you lose your phone (via printouts) - or you want quick access (via SMS).
I dont think you can realistically have it both ways.
Having a "slow" method to retrieve a major access to your accounts seems to be the safest method, especially when you are likely to rarely use your phone.
You could also give a copy of the printouts to a family member or close friend, who you could ring if you were remote.