Talking to teachers is eye-opening: younger kids are more comfortable with a few specific tasks but on average they're no better than their parents, especially when it comes to things like security[1]. We need a combination of country-wide education and the equivalent of UL/Consumer Reports for buying advice.

1. my wife did have a student protest the no phones in class ban so he could login with Google Authenticator, so it's not like there aren't exceptions.