1. Ads are based on the user. Its unlikely i ever see the same my users see

2. It is against the adsense rules to do that and could get me banned

I dont know how others do that, but you are supposed to not create ad traffic on your own account.

Edit:// I realize how stupid this all is. Internet advertisment IS stupid. But it makes me money and keeps me interested making new sites and fixing old sites.

Isn't AdSense pay per click and not pay per impression? So it is ok to load impressions but not ok to click them?

its both