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It's not a matter of "We don't want this product", it is simply unaffordable for a great number of people. For many paying for insurance would essentially mean living like a Chinese peasant farmer, eating ramen noodles every night. Given that it covers essentially nothing until 10k or so, it's not a sacrifice that they are not willing to make.

That said we have a funny system here, when people get to a certain age (when they actually cost money to insure) we give them socialized medicine. Same thing happens if you get really sick and go on disability. It's a nice deal the insurance companies have, they get to privatize the gains and socialize the losses.



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