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This was my thought. I would love to use it, but I am not going to give up my SPG card from American Express. It gives me 1 point per purchase, but by saving those points for first class tickets, I have been netting out at 25 cents per point.

For instance, I just took a first class, round trip flight to Tokyo with my wife. The cost for each one way flight was a bit over $15k. So thats almost $60,000 in flights that I booked for 240k SPG points (transferred to AA with bonus, which then booked with Japan Airlines and Singapore Air). If I had used Final's 1% cashback program, I would have only received $2400.

Seems like a no brainer to skip out on the cooler features to get 25% more value from my purchases.



That's a lot of $1 purchases. Where are you buying that you make 240k purchases in a reasonable amount of time?


Woops, I meant 1 point per dollar spent.




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