It does save you some time, but is this time worth the security downgrade?
I guess it is up to each person to answer this question.
The main issue I have with this is that no one gave me a choice : I received my card with this feature turned on and absolutely no way to have a card without it (I asked at the bank).
I changed banks about things like this. My bank once thought that i have to have Online Banking with my account, while all i wanted (and still do) is absolutely no remote access except with the debit card. They also told me that their eTan is much safer than the classic Tan system via post so they stopped it.
I really think less is more when it goes about the safety of my money.
I guess it is up to each person to answer this question.
The main issue I have with this is that no one gave me a choice : I received my card with this feature turned on and absolutely no way to have a card without it (I asked at the bank).