The tired and disappointed angel on the right shoulder was still whispering “don’t be evil” while the devil on the left shoulder, leaning over, poked him in the ribs with the pitch fork and told him to shut his yapping. “Think about all money we can make, this is the guy we need !”
I'm don't know the inner works of the credit markets like some do, but only 90-150 bps over US risk free rates feel surprisingly low given Oracle's recent equity troubles
I've tried a number of tools that promise to "automatically" pull all of my transactions and assets in and create a dashboard for me, but I always end up back with a group of spreadsheets. My current setup is:
1. Overview spreadsheet that shows my current net worth (fed from my other spreadsheets), a monthly snapshot of spending, income, and assets, and number of months until FIRE based on my trailing 12 month spend and income.
2. Spreadsheet tracking stocks I own + their current value
3. Spreadsheet tracking my crypto transactions (that I run a script against to get the cost basis and current value to plug into spreasheet 1)
4. Lunchmoney.app - website that I use to track and categorize spend. This data fees into my overview spreadsheet.
Sounds like you'd like Tiller. It's what I use. Pulls all your transactions and balances into speadsheets and then you can use their templates or your own from there. I have wealth dashboard, spending, etc...