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Peculiar


This guy is so out of touch it's laughable. These people have never been close to missing rent. Or eating bread for dinner because that's all you can afford. It really does show

It's gnarly to see the stark contrast in lives being lived between wealthy/normal people.

If you make 100k you are still a nobody to these people. What weird times we're living in..


This rings true even for clearly necessary fields - I've had clients balk at pricing for a complete revamp of their network. Do you think I googled 'How to setup Company Network Safely' and went to work? Years of knowledge etc; that a lot of these guys don't care to understand

Most people chose to be ignorant in this manner. They'd rather spend as little as possible and denounce your skill rather than understand why xyz costs as much as it does.


How will hiring background checks move into a Cottage Industry? Isn't this already a business that is corporatized?


I suppose it depends how deep the rabbit hole goes.

I am guessing that it started with random HR woman who looks up a candidates Facebook profile and sees loads of drinking images (cf Danish Prime Minister)

But turn that into a small company that just looks for drinking references for New Yorkers at a certain age and can correlate to "unsafe drinking behaviour" - now the corporate background checks that once were just criminal record checks and university attendance can add a "gold" service - they are just getting a rating from a cottage industry provider now - but it's the same idea - count number of photos with a cocktail in hand.

I am just putting it out there - it's just there are so many options.

To a large extent monitoring and aggregating out behaviour is what "social media" advertising is - but the same thing is likely to find other commercial uses as well as the big fundamental society changing effect of all of us being able to monitor our behaviour - and do so in medical context - your behaviour monitored in the best interests of the patient.

A Nanny State with your best interests at heart.


Meh.

I have a weirdly unique counter-point. Of course totally anecdotal but: I lived in a shore town for a few years that exclusively had a ton of Ukrainian/Russian workers over the summertime.

Not only were they usually quite attractive - they were also intelligent and hard working (most of the time, emphasis on MOST of the time)

You had to be careful as they would latch onto you for obvious reasons but they were honestly typically pleasant. (Green Card, etc;)

Where did you hear/read about russian horror stories?


Croatia.


Agree. I've heard of this going very well, and other times you get zero bites. I think the courtesy/approach of the email also determines if this works or not.

If you start off combative I think its much less likely to go well.

I just let my fiancée know recently that this is how I intend to purchase our next vehicle. Strictly through email until the day I go to pick it up in person. If they say 'You have to come in' to talk price I am going to hang up immediately and call the next dealer on my list.


How does that work? You write a stranger a 30,000 check?

I don't see how this is preferable if you are purchasing nice/new or high end vehicles.


Personally I've never paid more than $7000 for a car.. but yeah, a cheque, or a transfer. You transfer the ownership at the govt office, and it's done.

Dropping 30k on a car seems a little nuts to me, but I understand different people have different values.


Something is deeply wrong with her father!!!

Probably my least favorite consumer experience leans toward purchasing cars. Ironically I also LOVE cars. Hate buying them though


The allure of home ownership in America is the fixed mortgage rate among other things. (Rent goes up each year, without question).

I purchased a home at the start of this mess with an 2.6%. Right now it's hovering around 6%. I would say I MASSIVELY lucked out.

Does Canada not fix the rate? I am confused -


No, the US is the outlier with the 30 year fixed rates. Canada not only has variable rate mortgages, but instead of the rate just adjusting, they essentially have 5 year mortgages, with a balloon payment at the end. If you can't roll it over into a new load (say because your debt to income is now too high), you're screwed.


Wow - this is mind boggling. Also..kind of scary? I guess any big financial decision is scary but I didn't know that was America exclusive. Do you know if European countries have fixed rates or does it go up ever 5 years or so


Europe is like Canada. Often there is 3 or 5 years of fixed, but then it's often euribor 12month + spread. Often in Albania it's euribor 12M + 3 or 4.


Sounds the same as UK then.


If you don't read the 'Accept Me' On most random websites nowadays, most people are just openly giving up access to their devices/data without even knowing it.


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