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As long as they keep other people’s money, they make money on it.

This is arguable for HSBC (in the UK at least). Ringfencing laws post 2008 have made customer deposits in the UK very difficult to invest profitably, to the point where (at least last time I cared about this) they were charging commercial customers to have UK domiciled accounts.

> Ringfencing laws post 2008 have made customer deposits in the UK very difficult to invest profitably, to the point where (at least last time I cared about this) they were charging commercial customers to have UK domiciled accounts.

I don't follow; why would regulations on consumer accounts change the price of commercial customer accounts?


Small businesses accounts were/are also subject to ring fencing, and my recollection is that large banks sought to recover the costs of ringfencing rules via charges on large clients.

Come to think of it this was all also at the time of very low rates which was more likely to be the issue.


Never qualify the person, only the deed. Because we are all capable of the same actions, some of us have just not done them. But we all have the same capacity.

And yes, I am saying that I have the same capacity for wrong as the person you are thinking about, mon semblable, mon frère.


> Because we are all capable of the same actions, some of us have just not done them

> And yes, I am saying that I have the same capacity for wrong as the person you are thinking about...

No one is disputing any of this. The person who is capable, and who has chosen to do, the bad deed is morally blameworthy (subject to mitigating circumstances).


Yes, blameworthy, but not “bad”. Not the same thing. At all.

They are very related concepts. Lack of remorse? Malicious act? Particularly heinous act? Both morally blameworthy and bad person! Isolated incident? Not a pattern? Morally blameworthy but not bad person.

This is pretty standard virtue ethics we all learned in school. Your statements that morally blameworthiness and badness are "[n]ot the same thing...[a]t all" and that we should "[n]ever qualify the person, only the deed" make me think your moral framework is likely not linked to millennia of thought in this area from Socrates on down, so it's unlikely we will get anywhere and should "agree to disagree."


It was always the only resort. The best, the worst, the first, the last, the richest, the poorest. The only one.

> Hi, write me a prompt to ask Gemini how to SEO ChatGPT with my Claude Code plugin. Be short, brief, to the point, and smart.

Quoting Simon & Garfunkel:

> And though my lack of education hasn't hurt me none I can read the writing on the wall

We shall be good. Pinky promise.


I use Quicksilver and I have Spotlight disabled.

Mmmmhhhhhh it depends on what the engineer knows about the realistic uses of the tool. As a sibling comments, fixing the railroads to Auswichz might me morally wrong.

Eichmann knew what he was doing and, in any case, forcing dozens of thousands of people to move with less than a week's notice does not soynd quite "amoral".


If you're working at Palantir, you know what you're working on.


There remains the issue of responsibility, moral, technical, and legal, though.


Then you look at the desktop backgrounds folder in your Mac and say:

WHAT THE FUCK!

There are 4k videos there...

Just unbelievable.


They use those videos on the lock screen for example.

Not saying it’s a good idea that they ship all of those big video files. Believe me, my MBP M1 with 256GB SSD barely has space left even when I go and clean up various files I no longer need.

Foolish as I was, I believed that doubling the amount of storage compared to the MacBook Air I had before it would leave me with plenty of space for years to come. In reality it did not take much time before I was using most of the storage available.

So when I bought my latest iPhone not long after I bought that MBP, I opted for the iPhone model that has 1TB storage. And at least on my phone I consistently have a good amount of space left. Every couple of months I move pictures and videos from the phone to an external hard drive. So since it was only a week or so since last I moved pictures and videos from the phone, I am currently using 350 GB of storage on the phone.

Out of those currently used 350 GB, just under 40GB is accounted for by music I have downloaded in the SoundCloud app, which is ok even though maybe a little bit silly on my part. I have it set to download all songs that I favourite, and I sometimes manually download whole albums and whole playlists. Not because I want to listen to all of it offline but so that when I am offline I still have a wide selection to choose from. For example on the occasion that I fly by plane once or twice a year.

Another 20GB of storage space is used by maps I’ve downloaded in the Organic Maps app to have locally saved maps for various places I’ve been to or want to go to. Again, a little bit silly to keep that much map data even for the places that I am not going to visit for at least 6-12 months, and which will need to be updated again when I do go there to ensure I have up to date maps. But all in all, I can “afford it” with a terabyte total storage. And both the songs in SoundCloud and the map data is data that I could manually go through and delete as much of as I’d like to if I ever were in a pinch and needed to free up space.

At times I will hoover around 700 GB of storage used on the phone if it’s been a while since I moved pictures and videos and I have filmed some longer videos.

My phone being a few years old now however, it doesn’t have USB-C. So it takes a bit of time to move pictures and videos from it. Even if I transfer over the network it doesn’t seem much faster than USB 2.0, weirdly.


International Law predates Nuremberg by at least 300 years (see the School of Salamanca). I am not trying to nitpick, honestly, it is that the rights of other nations and peoples were recognized well before the US even was an idea.


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