Interestingly in this case the tram fits far fewer people than a typical British bus. A modern London route master fits a maximum of 87 people (standing and seated). This tram only fits 50 (standing and seated). I'm nonetheless certain that it will be a much nicer way to travel, but I'm not sure that the maths work out the way you might initially expect.
Some of the other commenters here have reasonable mitigations. One word of advice - PayPal is ruthless about banning merchant accounts that it deems risky. You’d best sort this out quickly or have plans to be able to rapidly switch to another PSP. Even if your business doesn’t get banned, the multiparty vendors (or whatever the appropriate term is) might get hit.
I'm a US citizen born abroad - I got my citizenship via (I believe) INA 320 when I was a child. I have a US-born father who was not eligible to pass on his citizenship at the time of my birth. I lived in the US for most of my childhood up until ~2015 (initially as an LPR), and at some point, I obtained a US passport.
I don't have a certificate of citizenship, only a US passport. Given the way the US is going, I'm concerned that one day I'm going to apply renew my passport or otherwise have to prove my citizenship, and I'm not going to be able to sufficiently document it. Is this a real risk? Would you advise applying for a CoC in my circumstances? Am I even eligible to apply for one given that I live abroad? What other steps if any should I take to protect my status?
You still can apply for a Certificate of Citizenship but there's a cost associated with it and I really don't think it's necessary or even advisable because you are now giving the government a chance to reassess its previous approval. A U.S. passport is always considered sufficient evidence of U.S. citizenship.
In order for U.S. citizens to pass on their citizenship to children born abroad, they need to have resided in the U.S. for a certain period prior to the birth of the child.
The amount of time the parent has to have lived in the U.S. varies but usually it’s 5 years with at least 2 years after the age of 14.
If they don’t automatically pass it on and they want to move back to the U.S., they need to apply for green cards for their kids.
Since 2001, anyone under 18 who has a green card and lives with a U.S. citizen parent becomes a citizen automatically by process of law, under INA 320. Unfortunately documenting this is not automatic. A lot of people who came before 2001 don’t even know that they’re citizens. The application for a certificate costs a lot of money, so often parents tend to skip it if they don’t feel it’s necessary.
I completely agree with the sentiment that we don’t need SPAs and similar tech for news sites and dashboards and the myriad crud apps we use on a day to day basis but I think what you’re proposing is throwing the baby out with the bath water. How would a site like google maps, which I’m sure we can all agree is extremely useful, work in a Web 1.0 style world? It needs to dynamically load tiles and various other resources. The web being a place where we can host and instantly distribute complex cross-platform interactive software in a fairly secure sandbox is a modern marvel.
Wouldn't this make users pay for every possible feature they could ever use on a given site? For instance, in Google Maps I might use Street View 1% of the time, and the script for it is pretty bulky. In your ideal world, would I have to preload the Street View handling scripts whenever I loaded up Google Maps at all?
If you’re asking if it would incentivize us to be more careful when introducing additional interactive functionality on a page, and how that functionality impacted performance and page speed, I expect it would.
Thinking about how the web was designed today, isn’t necessarily good when considering how it could work best tomorrow.
> If you’re asking if it would incentivize us to be more careful when introducing additional interactive functionality on a page, and how that functionality impacted performance and page speed, I expect it would.
Not quite, I wasn't trying to make a bigger point about is/ought dynamics here, I was more curious specifically about the Google Maps example and other instances like it from a technical perspective.
Currently on the web, it's very easy to design a web page where you only pay for what you use -- if I start up a feature, it loads the script that runs that feature; if I don't start it up, it never loads.
It sounds like in the model proposed above where all scripts are loaded on page-load, I as a user face a clearly worse experience either by A.) losing useful features such as Street View, or B.) paying to load the scripts for those features even when I don't use them.
“Worse” here is relative to how we have designed sites such as Google maps today. The current web would fundamentally break if we stopped supporting scripts after page load, so moving would be painful. However, we build these lazy and bloated monolith SPAs and Electron apps because we can, not because we have to. Other more efficient and lightweight patterns exist, some of us even use them today.
If you can exchange static content, you need very little scripting to be able to pull down new interactive pieces of functionality onto a page. Especially given that HTML and CSS are capable of so much more today. You see a lot of frameworks moving in this direction, such as RSCs, where we now transmit components in a serializable format.
Trade offs would have to be made during development, and with a complex enough application, there would be moments where it may be tough to support everything on a single page. However. I don’t think supporting single page is necessarily the goal or even the spirit of the web. HTML imports would have avoided a lot of unnecessary compilers, build tools, and runtime JS from being created for example.
How are you going to stop it, when you already are running JS? I can write a VM in JS that I can load, then I can load static assets after the page has loaded, and execute them in the VM. How would you block that?
I am thinking about a different time, when JS did less, and these decisions were being made.
Today, what you are saying is definitely a concern, but all APIs are abused beyond their intended uses. That isn’t to say we shouldn’t continue to design good ones that lead users in the intended direction.
We had that in the form of MapQuest, and it was agonizingly slow. Click to load the next tile, wait for the page to reload, and repeat. Modern SPAs are a revelation.
I think one of the key things here is that those prices are denominated in dollars. If the real value of dollars falls, so does the value of those equities. If the nominal price falls, and the unit of measurement is falling at the same time, the actual value of represented has fallen more (potentially a lot more) than it seems like at first glance. There’s been a lot of inflation over the past couple of years, and it’s likely that this period will contribute even further.
I also think that the uncertainty hasn’t been fully priced in yet. I think that traders are hoping that this all blows over.
I agree, but I suspect that you’d have much better luck if you wore something that was superficially similar to the kinds of things other people wore, but was much better fitted and higher quality. For instance, if you showed up in a nice pair of chinos and a tailored buttoned shirt (of appropriate formality), that might come across as being really put together rather than ignoring subtle social cues by dressing in something that stands out by not fitting in.
How do you deal with this practically? If an American moved to the UK now (after April 6th of this year), how would you recommend dealing with it? Even if your answer is to get a tax accountant, do you recommend doing that early?
Not an accountant, simply talking from my experience.
If you're moving after April 6th you're probably going to be fine on the UK side. If you have any US income in the tax year you can claim either split year (on the foreign pages) or treaty residence (using hs302) in the US up until you move (assuming you file Self Assessment, most PAYE employees don't, though you strictly should given the foreign stuff). HMRC is way nicer and easier to work with than the IRS. It's a breath of fresh air. This is pretty simple, but UK accountants are also pretty cheap.
The trouble is on the US side. If you're an American citizen you are liable to pay US taxes on all your income. If you're outside the US for most of the tax year, you can claim the FEIE and if you make less than ~$130,000, you have little else to do. If you're PAYE in the UK, you can claim the FTC on the cash basis in the US and you will probably also be fine. This is all fairly simple to do, and depending on your comfort levels you can probably do it in TaxAct or myExpatTaxes online. You also need to file FBARs and possibly 8938s every April. The trouble is if you are a sole trader or similar in the UK. This makes the FTC really hard. You will probably want a US accountant with knowledge of foreign tax if you are self-employed. Buzzacott is a firm I have seen do some good work for friends of mine with complex US and UK tax filings (though I have not personally used them). You can expect to pay thousands of dollars in tax prep fees every year if you use an accountant. This stuff seriously exceeds the knowledge of most US CPAs, so you will need someone who specifically advertises this.
Also as an American you need to avoid pretty much all of the useful tax-planning tools here in the UK. You can't really have a S&S ISA, or any other kind of tax-advantaged account other than a workplace pension without it all going totally bananas on the US side. You also can't own a UK limited company (more than ~10%) without getting whacked with crazy 5471 reporting. Same applies to UK trusts, you can't touch them without 3520 reporting (even for trivial things like life insurance trusts here in the UK, and even certain pension products). Many banks and financial services providers won't touch Americans with a 10 foot pole.
On the other hand you can potentially save a lot in taxes if you ever move back to the US if you've accumulated a lot of FTC carry forward. You can also probably pay a pretty minimal amount of US student loans if you're on IBR because the payments are based on your AGI which will be artificially low.
The US needs to abolish citizenship based taxation and chill out on the reporting requirements (which are generally the worst part) for people who generally live abroad. However, I wouldn't hold my breath. Even though the current admin has said they'll get rid of it, I just don't see that there's much political capital to spend on this issue. There aren't that many Americans living abroad, and most Americans don't give a shit about this sort of thing.
I already live in the EU so know about a lot of the irritations of being an American abroad, but I was surprised to hear about the whole shifted UK tax year. I am considering a move there so I'll just remember your post and use it as a starting point in dealing with it all. Thanks so much for all the info!
The github references this document: Timo Richter, Stephan Escher, Dagmar Schönfeld, and Thorsten Strufe. 2018. Forensic Analysis and Anonymisation of Printed Documents. In Proceedings of the 6th ACM Workshop on Information Hiding and Multimedia Security (IH&MMSec '18). ACM, New York, NY, USA, 127-138.
> The last ~15 years have seen a decline every single year in reading comprehension, to the point that ordinary middle-of-the-road books from the 80s or 90s are beyond the ability of gifted students in the same grade to understand without great difficulty.
I think this is true, but I would disagree with the statement about gifted kids. I recently had the pleasure of reading some essays produced by A-level English students at a nearby school, and I was absolutely chuffed reading them. The mediocre ones were pretty mediocre, and there was definitely some ChatGPT drivel in there, but the ones from the top of the class were genuinely wonderful. The top students were writing beautiful (and insightful) prose, far better than what I could have done at their age. Don't write off the whole generation.
There are different kinds of autonomy. In every European country I am familiar with there's a fairly rigid curriculum (national or otherwise) that needs to be followed, but there's often a lot of autonomy about how individual lessons are delivered. I think in the US, you might argue that the opposite situation exists.
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