They have a lot of cash on hand: http://finance.yahoo.com/q/ks?s=TWTR

It's likely money left over from the IPO & previous fund raising events.

It'd be one thing if student loans were true unsecured debt but they're not. The government backs most student loans (even private ones) and they are not dismissible through bankruptcy. So, in some ways they're more "secure" than a car/house/etc.

https://enlightenme.com/secured-and-unsecured-debt/ (there is a mountain of other resources on student loan debt and how it differs)

This is awesome news for marketplaces who see the value in processing payments. Marketplace payments are a tough egg to crack and after meeting their CEO, Bill, and learning more of future plans, I think they're headed in the right direction.

To build on gtcameron:

The call comparison is bad -- the first one is when the phone is "unlocked" and the "new" one is when the phone is in a locked state. Also, the previous version would show a picture if you had a picture associated to the contact.

And, if anything, with weather, and in general iOS was the first mobile OS which allowed you to horizontally scroll through screens -- I feel that that is the bigger "design" element stolen than a particular font/color choice.

Let's not forget about the pinch to zoom, etc.

Lesson here? Everyone borrows from each other. But I don't think the examples here are that damning. I think iOS borrowed much more from android than WP7/8. (Look at the modal dialogs -- other than rounded corners, they're nearly identical to Android's)

AND Chris Miller got his dates wrong -- the multitasking in windows phone and iOS was stolen from WebOS -- which came out in 2009. Not 2011.

The Settings app, Safari app and Compass app icon's are all pretty bad. (too much detail compared to the rest)

I do agree with the general sentiment that the icons, in general, do not fit with the rest of the design decisions.

Stitched leather did make it onto iOS 6, by way of Find My Friends.

I'm not overly for flat design or overly against skeuomorphism, but Find My Friends was horrendous.

Yes, but it has never been part of iOS 6, and still looks the same on iOS 7. It's not even a major app - the current version has half the reviews of Pages, which costs $10, and roughly a tenth of the reviews of the Podcasts app, which mostly duplicates functionality found in the iOS 6 Music app. I'm not sure if there is any metric by which FMF is a major app.

It looks the same on iOS 7 because Apple hasn't updated any of their non-preloaded apps yet. (iTunes Connect, Apple Store, iTunes U, Podcasts, iBooks are all other examples which have not been updated)

Given that FMF made it into the keynote both when it was introduced, and yesterday, I'd say it's important to them. (Not just text on a slide)

Edit: Whoops, I was thinking about Find My iPhone from the keynote yesterday, my bad. It was introduced in a keynote before.

At my university, they'd make the chirping noise, but it'd also state which road has the walk sign. So it'd repeatedly say "Farm Lane Walk Sign" while the sign was on.

That jump is for new loans, fortunately. All previous federal loans are locked in at the rate they were originally signed for.

While Atlanta is in the south, Atlanta proper is much like any other big city. There is an unbelievable amount of great food and every restaurant has vegetarian options (my wife is one), etc.

I will admit that I hate the weather. I'd take 50's-70's any day over the 6 months of 90+ degree weather with 50%+ humidity we have here in Atlanta.

Doubtful, given it is not web-based.

edit: There is nothing definitively saying it is not web-based, but I do feel as if that would be a big talking point when they first introduced it if it were.