I HATE the new web interface. It's significantly slower, shows less useful information, and has many more times where it just doesn't work as compared to the old web interface. If there was an option to go back to using the old web interface fully, I would sign up for that immediately.
For an example of a thing I hate about the new web interface is trying to buy a stock. You end up in some different part of the website where after you place your order it shows you a differently formatted order status page than the normal order status page. There's an Exit button at the top. Pressing the Exit button will pop up asking if you want to leave because you'll lose all your unplaced orders, of which you have none because how you got to the Order Status page was by fully placing an order. It's confusing for no reason.
Vanguard is really good at listening to feedback and using that to inform fixes to the various web and mobile applications. So if you're using the UI and see a survey, you should absolutely submit this feedback. They listen to it, and effect that change quite quickly on modernized pages.
Agree with all you've noted. I'd also add that 'Exit'/'Close' buttons sometimes don't work (I use Firefox btw). Worse, you have to click so many different buttons to buy just one index fund.
In contrast, I can do all that in one pop-up/side panel in Fidelity or Charles Schwab. I have been a long time user of Vanguard (almost two decades) and I wish they revert to their old web UI, which is informative and simple enough to get all the jobs I need to do in an efficient manner.
Oh interesting. I guess I only follow the fund purchase flow on the website once and a while and everything else is automated, so I don't end up using the site as much. Probably makes me a not-so-great testimonial in hindsight.
Most of my Vanguard investments are in a very small number of IRA mutual funds which have automatic monthly deposits configured, but even just for the few trades I do with fun money each month the current web UI grates on me. I know it can be better, Vanguard used to be good at this.
My degree is in EE. I do software now. In the groups that I've worked in at large and small companies, the talented software people have always been paid better than the talented hardware people. But, on the consulting side for experienced engineers, the hardware people seem to get the same or better pay than the software people.
If you can do ASIC design, you can probably do FPGA design. FPGA design is a pretty easy thing to do remotely, it's not ALL that different from software work. I know a bunch of consultants who make very good money living where they desire, working from home, doing FPGA design for industrial customers. Granted, these people aren't fresh college graduates since they're experienced engineers, but there are a good number of them out there.
I know of a bunch of people, some who only have high school degrees, who are entirely self-taught and are doing tinytapeout (https://tinytapeout.com/) chip designs. Yeah, that's not nearly at the skill or scale of designing CPUs for Intel/AMD/NVIDIA/Apple/Marvell/etc but it's still chip design!
Your concerns about horribly long hours and lower than IT/software pay are the most concerning part to me. But, if there's really a shortage of engineers who know how to do chip design, hopefully the market will take care of that via supply/demand at least once things get really out of whack.
I’m a Bosch dishwasher powder soap with some in the bottom for presoak but still pre-rinse type person. Clean the filter once a month (takes 2 minutes literally) use jet dry (or equivalent) and I have zero complaints about how my 20 year old dishwasher performs!
I too have a Bosch dishwasher and use powdered soap. I also add in some citric acid to help with the really hard water we have in my area. I pre-rinse everything though.
If I remember correctly this fraud was only done after they got acquired. The company's sales/marketing dept asked the newly acquired startup for a customer list to hit up, which is when the founder generated one after being asked repeatedly for it.
Which is when they were caught, emails bounced and they noticed the excel sheet rows matched the total limit in Excel.
So apparently the M&A team trusted the startup was successful when purchasing without seeing the customer list. Most startups get reputation through their press + fancy VC backers giving social credit + a good slide deck, which apparently was enough.
A startup would never give away their customer list to during due diligence. That would be insane. Many unscrupulous acquirers would take it, clone the product, and run.
Good point, another commenter above linked to the court records which explained she provided this during due-diligence:
> Javice agreed to provide in the template actual customer data for all fields except email and home street addresses; those she agreed to provide as a “unique ID” due to alleged privacy concerns.
So they did verify it but didn't catch it until the real list was sent.
I'm not sure what JPMorgan could have done before closing the deal realistically. At a point society only works if people tell some version of the truth. It's very hard to protect against blatant and shameless fraud beforehand.
Agreed, I don't think JPMorgan is much at fault here, besides maybe gambling on a fresh young company, but that's always risky for better or worse. Business is heavily built on relationships and reputation.
they hired a 3rd party to verify the leads and they basically checked that the row count was 4m and said yeah these look like contacts. if whoever was in contact with this vendor thought this was adequate, that's pretty bad judgment. how hard would it have been to validate a few records?
imo it's because of the urgency with which it was disclosed (and apologized for). Hypothetically, the sentiment would have been the opposite if say he'd only disclosed this a month after the breach. (Also helps that the details weren't high stakes like personal finance data.)
My family receives multiple pieces of mail each week which are important and valued. Losing the USPS entirely or reducing to once a week delivery would be very much noticed here.
There's already some wood pellet boilers on the market which can integrate a sterling engine, to supplement off-grid battery-backed photovoltaic solar panels for local electricity generation. The power output of the sterling engine isn't stellar, but that's to be expected, it's just to help when it's less sunny and you need space heating anyways.
In the USA a fully loaded cost of a not-fresh-out-of-school developer today is very likely >$200k. You have to factor in benefits, insurance, equipment, licensing (Windows, GitHub, all the AI subscriptions, etc), space (RTO!), any stock, and taxes to get the fully loaded cost.
Roughly salary times 1.5-2 is a good ballpark depending on location and equipment/licensing needs.
For an example of a thing I hate about the new web interface is trying to buy a stock. You end up in some different part of the website where after you place your order it shows you a differently formatted order status page than the normal order status page. There's an Exit button at the top. Pressing the Exit button will pop up asking if you want to leave because you'll lose all your unplaced orders, of which you have none because how you got to the Order Status page was by fully placing an order. It's confusing for no reason.
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