I've really been enjoying Complex Systems with Patrick McKenzie (patio11) of HN fame. Additionally: Odd Lots, Money Stuff, Chat with Traders (hit or miss, some guests are not great).
Came here to say this! Complex Systems is not the best for me but it's for sure the new content I found this year. I find myself listening and sometimes pausing to search to learn more about what he is talking about.
Audiobook publishers require/request this when you sell subsidiary rights. We’ve been able to push back citing accessibility concerns. I find it really annoying when not available for my own reading.
For Shopify in particular, they have a headless front-end services called Hydrogen[0] (with optional hosting called Oxygen). It's basically an opinionated wrapper around the storefront[1] and customer account[2] APIs, which allows interacting with the store from the front-end. It allows you to host Shopify on your own domain under your own control and gives a bit more customization than is available via hosted Shopify. It's what I run for the Creature Publishing site[3] and allows some extra customization for wholesale accounts, etc, without the exceptionally expensive enterprise (Shopify Plus) plan. To be completely honest, sometimes I question the decision over a simple hosted shop subdomain. Some light SSR/API calls are necessary for our setup, which is hosted on Cloudflare Pages/Workers.
It does, however, make providing housing more profitable, which, on the margins, will drive more landlords and home builders into the market, decreasing long term costs (relative to a straight 100% increase relative to the basic income). So you might send everyone $100 per month and costs go up $100 per month, until supply chains shift towards supplying lower income humans with more goods and services than they used to get, at which point costs will decrease (from the $100 increase).
With enough forewarning, suppliers could anticipate the increased demand and prepare for it.
A major factor in what makes places more desirable is access to jobs. In the case of full UBI, it will be easier to: stay unemployed, negotiate a remote work contract or launch a new venture from anywhere, so I expect that we'll see people spread out a lot more.
> It does, however, make providing housing more profitable, which, on the margins, will drive more landlords and home builders into the market, decreasing long term costs
Landlords are, by and large, not the ones who create new housing units, and "lack of profit potential is" also generally not the main impedance to creating new housing in most locations either.
>and "lack of profit potential is" also generally not the main impedance to creating new housing in most locations either.
It somewhat is. Housing builders can only do so many projects per whatever cycle they run. They will optimize towards building fewer projects that are highly profitable rather than building tons of low income housing or starter homes that each have much lower profit.
Builders don't want to scale up, they want to make money. Building would also be abysmal to scale up anyway, because it's somewhat skilled labor that you pay peanuts for.
This is just one of the ways that wealth inequality results in market failures.
People with lots and lots of wealth value each individual dollar significantly less, and are therefore willing to part with significantly more dollars per unit of service or product. That means you always get a much higher profit margin targeting stupid rich people than anything else. So everything is built around bilking these dumb but wealthy people for everything you can, and nobody builds or sells much to the poorer people. This drives prices for things up in general, and starves the market of oxygen for meeting the needs of less wealthy people.
Ask any developer, big or small, who their target market is, and they will not say "poor people" and this has been true for decades, and the difference between "poor" and "not poor" has only continued to grow.
Really, any place where building falls behind demand you should expect the lower profit affordable housing to be the first projects cancelled. Economically it only makes sense to service the affordable housing market if the luxury housing market is too saturated to support more projects.
The trouble is, you have to place the outbound call to those contacts to trust them. People could spoof an incoming call from numbers in your contacts and it will look as legitimate to you as a receiver as if the real number was calling you. With voice spoofing, it's now possible to call someone as [grandchild] with [grandchild]'s voice with a pretty horrible story about what's going to happen if some Bitcoin or Google Play gift cards are not purchased and handed over immediately.
I'll give you an example. When the Bank calls me about something important, I tell them to give me their department / extension and I'll call them back. I then look up the bank's phone number on their website (it's actually in my phone already, and on my bank cards) and call them back.
This process doesn't care about them calling from a spoofed number. We've had big problems with spoofed number scams and the CRA (Canadian version of the IRS) recently.
No. If it's someone I know, and I can tell that's who they are from their voice, and they aren't suddenly trying to pry a bunch of financial information from me, then I trust them. I also don't even accept calls from unknown numbers by default, unless I explicitly turn that off temporarily because I'm expecting a call from someone not in my contacts. There are plenty of other ways to get ahold of me.
AI speech still has some noticeable quirks (I cloned my voice earlier this year to produce some tutorials). Once those are ironed out, I may increase my paranoia a bit. It's going to be hard for an AI faking a relative to get my bank password, if that even happens. There are far more lucrative targets with that level of investment.
I think just being on guard and not trusting potential anonymous sources is "good enough" for now.
IMO the game is to get the highest credit score while spending the least on credit. That way if you e.g. need to acquire housing, a reliable vehicle, business loans, even employment or insurance, you will be able to and can get a good deal. Sure, paying nothing saves you money, but it also costs you the opportunity cost between what you could earn/save by utilizing credit vs waiting months to years to save up and pay cash.
The easiest approach is to get high point credit cards and pay them off each month.
That way, you don’t pay anything (and are subsidized).
Of course the money comes from people that don’t do this, and vendors’ margins.
So, it’s “Participate in the credit card racket or no house for you” on one side and “That’s a nice shop you have there. It’d be a shame if something happened to it.” on the other.
The US really should abolish the credit rating industry.
I’m not sure. I’m sophisticated enough to use BNPL and set aside the funds in a HYSA, but I never have as you miss out on: credit card rewards, credit card purchase protection, credit card extended warranties, credit card chargeback infrastructure. Additionally, I’ve seen BNPL offers where the first payment is in 2 weeks compared to 30-50 days for credit cards depending on when your statement closes and how soon you have to pay, so the extra interest is less than you might think. It could make sense for very large purchases, but then, that’s also where credit card features can really come in handy.
Like you, I’m far too risk averse to not fact check everything an LLM outputs, but I’ve also fixed bugs that have been present for 5+ years. Maybe at a certain point you can just wait for the next generation of model to fix the bugs. And wait for the generation after that to fix the newly introduced and/or more subtle bugs.
This is interesting to me—are you an app developer that does this pattern for that reason? I definitely figured it was exclusively because they can request repeatedly for the fake prompt, and only “use” their prompt when the user is inclined to accept. There are times where I’ll accept the first prompt and reject the second prompt when apps are spammy about it.
Another case of Hyrum's Law, where the entire functionality of the S3 SDK and any competing service provider borrowing from it becomes Amazon's problem to fix at their own cost. Maybe it's time for a non-Amazon but S3 API compatible library to emerge among the other cloud storage providers offering S3 compatible APIs. OpenDAL looks interesting. Also another reminder to run thorough integration tests before updating your dependencies.
The problem here is that if you're providing a public s3 compatible object storage system, you likely have a number of users using the aws sdk directly. It's not your dependencies, it's your users' dependencies that caused the issue.
It's not even just your users. I work on a S3-compatible service where a good chunk of the test suite is built on the AWS SDK.
In reality, AWS are the reference S3 implementation. Every other implementation I've seen has a compatibility page somewhere stating which features they don't support. This is just another to add to the list.
