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> Gambling is all about risking it all.

There are also plenty of people who can maintain control of their finances in the face of internal gambling biases and manipulation from the other parties (like casinos.) I don't gamble, but I do believe that most gamblers are in the middle of the extremes.

You could overcommit to insurance products/premiums, but I think there's more regulation there and less of an addictive aspect -- which is why we don't really hear about it.



"Risking it all" was not referring to being a gambling addict. It simply meant that if you put 10k on black and the ball goes on red, you lose all of the 10k


Same as if I buy a 10-year term life insurance policy and don't die during that decade. I lost all of the full premium paid.


You will live those 10 years with more peace of mind, which is the only reason to have life insurance since once you're dead you're dead


Peace of mind isn’t the reason. It’s leaving family stuff because you care about them.


No, the cost of a "jackpot" in life insurance is the premium plus literal life or limb. Only looking at the premium is penny wise, pound foolish. If you don't have the insurance and you die, your estate is out a million dollars because you skimped a few thousand.




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