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  <brag>I've averaged 28% annual returns over the past 12 years.
Factoring in your transaction costs, how does your investing strat compare to buying and holding a large index like VFINX over the same time period?

Telling us your returns means nothing without a way to compare to the market as a whole.



http://www.google.com/finance?chdnp=1&chdd=1&chds=1&...

and

http://www.google.com/finance?chdnp=1&chdd=1&chds=1&...;


What I quoted is after transaction costs. If I go off from Jan 1, 1998 when the S&P was 975.04 to Dec 31, 2009 when it was 1115.0, that means it has averaged 1.12% compounded annually.


Oh, that's not so much.




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